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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

Recommended

Regulating the late payment of commercial debts in the UK

Prompt payment is critical to the cash flow of every business. The Late Payment of Commercial Debts (Interest) Act 1998 (the ‘Act’) therefore implies a term into contracts supplying goods/services between businesses (including public authorities), that “qualifying debts” carry simple interest at a punitive rate (“statutory interest”). Statutory interest starts to accrue, if payment has […]

Hiring and firing

Widespread redundancies of both lawyers and support staff reared their particularly ugly head again over the past week or two. This week Bevan Brittan and Trowers and Hamlins followed Berwin Leighton Paisner Osborne Clarke, Wragge & Co and DWF in launching redundancy consultations. Read today’s pithy opinion article on the topic from Al Giles, Axiom’s […]

The importance of registering a patent in Jordan

Patents in Jordan are managed by the Patents Registrar in the Ministry of Industry and Trade and are governed by the Jordanian Patents Law No. 32 of 1999, as amended. The patent law is mainly based on the Patent Cooperation Treaty, adopted on 19 June 1970 in Washington DC, and the Paris Convention for the […]

russia

Market force

Russia is an attractive proposition for institutional investors at the moment, with a boom in bond issuances Capital markets has been a tricky area to be active in for the past few years, but in Russia at least things seem suddenly to have picked up and law firms are contemplating a full and interesting pipeline. […]

Venezuela

Garrigues’ Latin quarter

Garrigues looks to South America for relief from home market gloom Latin America is a key growth region that many international firms have been trying to break into for some time. Arguably, the most successful have been the big Iberian firms, which have been leveraging their shared history, culture and language with counterparts in south […]

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