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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

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Vocational hopefuls chosen

Potential student barristers have been hearing whether they were lucky in their applications for the new bar vocational course at the College of Law. The college received about 1,800 applications for 120 places on the course, which starts in September. It is the first time an institution other than the Inns of Court School of […]

Scots vent anger over public fund to protect conveyancers

Scottish solicitors have attacked the Government for paying a £40,000 indemnity insurance premium for licensed conveyancers in a bid to get the profession off the ground in Scotland. The funding is being offered by the Scottish Conveyancing and Executry Board, a newly launched non-departmental public body which has been given the job of overseeing the […]

Ontario's 'robojustice' plan sparks political controversy

Concerns in Ontario about an ambitious C$100m plan to computerise and re-engineer the province’s entire justice system have been heightened by accusations that the regional government is pursuing a policy of “information control”. Negotiations are under way between the provincial government and a consortium of companies led by IBM to sign a deal to launch […]

A Lord Chancellor equal to the fight

After 10 years at the helm the Lord Chancellor, Lord Mackay, is to step down at the General Election in May. And what an eventful 10 years it has been. Law reform has taken on a new meaning with Lord Mackay. Lord Woolf says Lord Mackay has earned a place in the history books – […]

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Courts send mixed message to fire brigades on liability

Local authorities responsible for fire fighting operations could face legal challenges from disgruntled property owners and higher insurance premiums following a ground-breaking Court of Appeal decision. In a series of three cases the Appeal Court ruled that fire brigades could be held liable for negligence. But in a bizarre twist, under the court’s rulings, fire […]

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