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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

Recommended

Sounding out Scrooge

It’s time to play ‘Guess the Partner’. In a recent letter to The Times’s agony aunt Bel Mooney, the girlfriend of an unnamed “senior partner” of a City law firm was complaining about how tight-fisted he is. She wrote: “Dear Bel, I am 55 and since the breakup of my marriage 20 years ago, I […]

Independent commissioner praises Law Soc’s complaints-handling

The Law Society’s independent commissioner last week concluded three years of work examining complaints-handling by praising the society’s progress, but recommended more work in the future. In his valedictory report, Sir Stephen Lander outlined changes the Law Society has made, but said: “I believe there’s room for development in a number of areas.” Lander was first appointed […]

Irwin Mitchell breaks new ground with Spanish launch

Irwin Mitchell is launching its first ever overseas operation with the opening of offices in Marbella and Madrid. The Spanish offices will operate as Irwin Mitchell Abogados and will be headed by partner Jose Maria de Lorenzo. Lorenzo was previously a partner at personal injury firm Lorenzo Zurbrugg, which merged with Irwin Mitchell in 2003. […]

Separated at birth

Calls for former Celtic boss Martin O’Neill to return to football as manager of Manchester United gathered pace last week after the Reds crashed out of the Champions League. The 2-1 loss to Benfica in Lisbon left Man Utd stranded at the bottom of Group D with just six points from six games and no […]

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