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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

Recommended

Litigation Recent Decisions 22/07/97

Decisions are taken from Lawtel’s legal database. LTL: Lawtel report; TLR: Times Law Reports; ILR: Independent Law Report. Student’s entitlement to income support Chief adjudication officer v Anthony Webber (1997) Court: CA (Evans LJ, Peter Gibson LJ and Hobhouse LJ) 1/7/9Summary: Whether a part-time student was not entitled to income support when not in fact […]

Property

Lawrence Graham acted for the South Oxfordshire Housing Association in the £68.3m transfer of 5,000 council houses from South Oxford District Council, which was advised by Irwin Mitchell. The Bradford & Bingley Building Society, which lent the housing association a total of £100m, was advised by Addleshaw Booth & Co.

Jonathan Haydn-Williams on speeding up the service of writs.

Jonathan Haydn-Williams is senior associate at Taylor Joynson Garrett. On 3 June, the 15 member states of the EU signed a convention on the service of judicial and extra-judicial docu- ments in civil or commercial matters. This is intended to expedite service in the EU. For some time, uniform rules have operated in the EU […]

US firm poaches six more from City

Wilde Sapte and Clifford Chance are to lose six more lawyers to Cadwalader Wickersham & Taft, as the US firm’s aggressive recruitment drive continues. Last week four assistants from Wilde Sapte: Vincent Keaveny, Timothy Hailes, James Warbey and Matthew Cain; and two from Clifford Chance: Philip Hertz and Lyndon Norley, said they would be joining […]

In brief: Montague to lead Treasury's PFI projects

Adrian Montague, co-head of global project finance at Dresdner Kleinwort Benson and previously a partner at Linklaters & Paines, has been appointed to lead the projects side of the Treasury’s PFI task force. Reporting directly to Geoffrey Robinson, the Paymaster General, he will be responsible for assuring the commercial viability of all significant projects coming […]

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