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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

Recommended

Lovells partner goes to Guinness

CITY firm Lovell White Durrant has lost a partner to clients Guinness. David Harlock, a partner at Lovells since 1992, will join Guinness in February next year, where he will be responsible for all the property work, some general commercial work and managing relationships with external legal advisers. “I have been doing property work for […]

It's the quality that counts

Local authority legal services have traditionally focused on the quality rather than the cost of services. Historically, there was no need to cost individual services and work would be allocated by reference to the most experienced available fee earner, rather than the cheapest. This approach is no longer practicable without demonstrating that a more effective […]

Rhodes bows out at Dibbs

PAUL Rhodes, managing partner of Dibb Lupton Broomhead and one of the profession’s most talked-about lawyers, surprised partners last week by deciding to step down on 31 December. He is due to retire from the firm in 16 months. Often caricatured in the press as the pugilistic handler of a pack of rottweilers, the Cambridge-educated […]

Finance

Travers Smith Braithwaite acted for Westdeutsche Landesbank Girozentrale as arranger and agent in connection with a syndicated £125 million five-year term loan facility to Norwich and Peterborough Building Society. McKenna & Co acted on behalf of the society. The facility comprised a £115 million sterling tranche and a £10 million eurosterling tranche. The aim of […]

Seal of approval for liability review plan

SOLICITORS and their clients will be significantly affected by any legal changes resulting from a Government-driven review of the law of joint and several liability, claim partnership experts. If the review recommends such changes, it could herald the adoption of proportional liability. Ronnie Fox, senior partner of Fox Williams and a partnership law specialist, said: […]

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