Rectification vs adverse possession addressed in recent case

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Can settlement agreements be regulated credit agreements? High court decides

By Emily Morton Can settlement agreements be regulated credit agreements, and are lenders at risk of falling foul of the provisions of the Consumer Credit Act 1974 (CCA)? In CFL Finance Ltd v Bass & Others [2019] EWHC 1839 (Ch) the Court looked into whether settlement agreements need to comply with the CCA, and whether their […]

Costs in judicial review proceedings – FAQs

By Katherine Evans Could a claimant find itself liable for the costs of more than one defendant in judicial review proceedings? Where the Aarhus cap of £10,000 applies, can this be used up at the permission stage? In this legal insight, we look at frequently asked questions on costs in judicial review proceedings. Why could […]

Breathing space scheme – preparing for 2021

By Abigail Hadfield A breathing space scheme for individuals with problem debt will be implemented by 2021, the Treasury has confirmed. Draft regulations are expected later this year. Lenders, loan servicers, debt purchasers and other acquiring funds can now begin taking steps to ensure that they are prepared for this change. What is breathing space? […]

The changing landscape of SME banking complaints

By Peter Richards-Gaskin The current landscape In February this year TLT hosted a client event titled the Changing Landscape of SME Banking Disputes. Speakers from UK Finance, RBS, the Financial Ombudsman Service (FOS) and the CBI provide their views on why the landscape looked like it did and how they thought it would change in […]

Tax exemption for EV workplace charging

By Mark Braude With its targets for a carbon neutral future, the Government is increasingly showing support for the uptake of electric vehicles by introducing legislation that benefits drivers and passengers. Tax rules introduced earlier this year determine that where an employer provides an employee with facilities to charge their own all-electric or plug-in hybrid […]

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By Miriam Simsa, Soňa Hekelová By outsourcing production of major parts of car components, carmakers have also outsourced a substantial amount of their financing needs and associated risks to their suppliers. Still, despite rather slim margins, the prospect of a fairly stable cash flow over a number of years has made the automotive supplier business […]

I am worried that a trustee has mismanaged my trust fund. What can I do?

By Oliver Passmore Trustees are appointed to safeguard funds in a trust, and are duty-bound to act in the best interests of the beneficiaries. While most trustees will carry out their duties conscientiously, occasionally there is mismanagement. There are a number of ways in which a trustee can mismanage a trust fund. This can include: […]

Luxembourg Government submits bill to Parliament implementing the EU Anti-Tax Avoidance Directive 2 into domestic law

By William Jean-Baptiste, Eléonore Galleron On 8 August 2019, the Luxembourg Government submitted a draft law to the Parliament (the Draft Law) to implement the Council Directive (EU) 2017/952 of 29 May 2017 (ATAD 2 or the Directive) into Luxembourg domestic law. As a reminder, ATAD 2 constitutes an update of the Council Directive (EU) 2016/1164 of 12 July […]

Myth busting Jersey trusts and foundations

By Josephine Howe Some may think trusts and foundations are only used by very wealthy people or families, or that by putting assets into a trust or foundation in international finance centres (IFCs) like Jersey, then they are avoiding tax. Some claim offshore trusts and foundations are secretive, and they are used for criminal activity; […]

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