Exclusion clauses — they will work if they are clearly drafted

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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

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Khaitan & Co advises Elder Pharmaceuticals on sale of business to Torrent

Khaitan & Co has advised Elder Pharmaceuticals Ltd in relation to the sale of some of Elder’s branded domestic formulations business in India and Nepal to Torrent Pharmaceuticals Ltd by way of a slump sale for a lump sum consideration of $324m (£193m) approximately. Elder Pharmaceuticals is an integrated pharmaceutical player, headquartered in Mumbai, with […]

Amar Sarwal

Germany must reinforce in-house lawyers’ independence

The ACC’s chief legal strategist issues a rallying call for the rights of in-house lawyers In-house lawyers have transformed the legal profession over the past 30 years. Not only have they strengthened the corporate legal function itself, but they have also implemented compliance systems designed to root out misconduct before it mushrooms. Indeed, by being […]

Rebecca Smarts

John Lewis marketing blunder acts a sore reminder to follow protocol

The news that John Lewis has been ordered to pay damages to an individual who received marketing emails without having consented to receiving them is a stark reminder of the financial fallout that can result from a lack of due diligence in this area – something which law firms especially should not be falling foul […]

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