Covid-19 FCA test case ruling – Are insurers really the bad boys?

If the accusation is this is just another example (albeit on a grander scale) of insurers wriggling out of their contractual obligations, then in the court of public opinion, they are guilty as charged. There is, however, a defence to be made in support of the position they took.

Related briefings

How much does someone’s reputation cost?

Unless you’ve been on Mars this year, you no doubt will have heard a great deal about Johnny Depp’s libel claim against The Sun newspaper. On the 2nd November Nicol J gave judgment following a trial heard over a total of about 23 sitting days this summer.

6 insurers, 21 policy wordings and £1 billion worth of claims

Update on the FCA’s Business Interruption Insurance Test Case It is perhaps perversely ironic that, during this second lockdown period we’re currently enduring, the Supreme Court (at the time of writing) has begun its second day of hearing the appeal against the High Court’s Judgment on the FCA’s business interruption test case given on 15/09/20. […]

Latest Briefings

Irish regulation in focus: Culture and individual accountability

Increasingly, there is a focus on culture and individual accountability in regulated firms. This has been heightened by various consumer protection issues which have been investigated including the tracker mortgage examination; high profile enforcement actions and the recent engagement with insurers on business interruption cover during COVID-19. Consistently, the Central Bank of Ireland (“Central Bank”) […]


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