By Graham Walters

October 2018 has seen significant changes to the rules relating to HMOs in England.

Legislative changes and a Supreme Court decision will not only affect residential landlords and tenants, but will also have implications for lenders taking security over HMOs and any receivers appointed to manage them.

Under the new regime, more buildings will be caught by the mandatory HMO licensing requirements, meaning that some properties which previously did not require a licence now do. The mandatory conditions which must be attached to HMO licences have also become stricter.