Usman: The next exciting panel, which everyone has been waiting for is on the law, of course. The law of Blockchain. Wish us is four terrific speakers. We have Kathleen Ritchie who’s a partner at Gowling WLG. She’s the head of our business law group. We also have Jim Longwell. One of our partners in the IP group and then we have Patricia Romanovici. Is that correct?

Patricia: Yes it is.

Usman: It is. Okay. She’s the Assistant Vice-President and senior counsel at Sunlife. Then, none other than Mark Hines, one of our former colleagues here at Gowlings, who’s now senior counsel at the Royal Bank of Canada. So over to you Kathleen.