Usman: I’d like to call up the accounting and other issues panel which is really the final panel that we have for you today. This panel is going to be moderated by Ian Palm. He’s a partner and a critical member of our Blockchain team here at Gowling WLG. On the panel as well is Paritosh Gambhir. He’s a partner in the financial services and also the head of Blockchain at KMPG. We also have Ryan Leopold. He’s a partner in the National Banking and Capital Markets Assurance Leader for PWC. And then we also have Mark Morency who is a Senior Vice President Financial Institutions Practice Leader for Arthur Gallagher Canada and will speak to insurance issues. We’re just going to mic them up and while they’re being mic’d I’m also going to hand to Ian Palm the microphone and you can start the panel with the microphone as well.
Ian: This morning we’re going to explore some really interesting issues and Usman and Hilary started off with exploring some of the opportunities then our next panel looked at some of the use cases, which is great, and then we had some interesting discussion around the legal issues, which was fascinating.