Auto-enrolment deconstructed

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The idea behind automatic pension enrolment is simple — all UK workers should be in a good pension scheme unless they actively choose not to be.

Unfortunately, the actual requirements applying to employers are not simple. There are a lot of individual components to get right, and they all interact.

It’s all too easy to focus on the staging date: what you need to do is to ensure you’re compliant on a ‘business as usual’ basis. How will you operate under the regime on an ongoing basis? If you have distributed HR teams, are they all up to speed with the new rules? …

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