One hundred free places, worth £95 each, are available on seminars accompanying the Credit and Recovery Expo 1996 in October. The seminars cover topics such as commercial debt recovery, local authority finance and compulsory competitive tenders. Entry to the three-day exhibition, from 30 October at Birmingham's NEC, is free. The first 100 applicants will receive the tickets. Contact: Care '96, Freepost, BD2938, Skipton, North Yorks.