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Latest Briefings

Longer term tenancies? Potential implications for lenders

Walker Morris’ Housing and Banking Litigation experts Karl Anders, Justin Coley and Sandip Singh explain the UK government’s consultation on introducing longer-term tenancies in the private rented sector, with a particular focus on potential impacts for lenders…

Assessing creditworthiness in consumer credit: FCA publishes final rules and guidance

The results of a large-scale survey by the Financial Conduct Authority (FCA) in 2017 indicated, among other things, that: 75% of UK adults had one or more consumer credit products or loans in the previous 12 months; 4.1 million people were “in difficulty” because they had already failed to pay domestic bills or meet credit […]

Open Banking, fintech and the Brexit hokey cokey

By Miles Trower London is, arguably, the most important global hub for financial services. As a result, the consequences of the Brexit vote, the ensuing uncertainty and the eventual transitional and regulatory framework applying to UK financial services and how it will continue to access overseas markets has been subject to huge speculation. Much of […]

FCA consultation on a Global Financial Innovation Network

By Russell Kelsall On 7 August 2018, the Financial Conduct Authority (FCA) published a consultation on the creation of a Global Financial Innovation consultation. With innovation in the global financial services market rapidly increasing, it is important for firms to consider the options for building, implementing and sharing experiences of digital solutions.

Austria: The DPA’s strict view on retention periods

At the end of July, the Austrian Data Protection Authority (‘DPA’) published its first decision on retention periods applying the General Data Protection Regulation (‘GDPR’; DSB-D216.471/0001-DSB/2018). The decision is final. The DPA had to decide for which period a provider of telecommunications services (hereinafter: the ‘controller’) may (respectively must) retain so-called master data, required for […]

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Property

Gary Watson and Francesca Fox of Hammond Suddards advised Bastionen Properties on its #14.81m purchase of a 250-year leasehold interest in Colchester Business Park from Guardian Assurance, advised by Tony Patterson and Graham Lloyd Brunt of Forsters.

Legal aid lesson must be learned from Mansell case

In 1993, Penny Mansell, a desperate young Milford Haven mother on income support, approached Nicola Castle, a partner at Altrincham’s Alexander Harris, for legal help. Mansell was looking for financial compensation to help her look after her young son – struck down with cerebral palsy after being starved of oxygen at birth. With Castle’s assistance, […]

Lex Mundi targets London

International law firm network Lex Mundi has reversed its long-standing policy of not having an English member firm by announcing its intention to bring a London-based practice into the organisation by next spring. The network, made up of 143 independent firms around the world, voted in early October to change its policy and approach leading […]

Hirst beats De Wilde in Bar Council vice-chair election

Jonathan Hirst QC has been elected vice-chairman of the Bar Council, beating veteran campaigner for greater democracy at the Bar Robin De Wilde QC. Although the Bar Council has not released the voting figures, sources say Hirst won the poll “comfortably”. It was initially thought two other candidates would stand – Julian Malins QC and […]

Environment law in public hands

A United Nations convention finally empowers the public to have a say on environmental issues – but will it have any real effect? Alan Osborn reports. After two years of negotiation involving 37 European countries, a convention to give more power to the public arm over government and industrial decisions affecting the environment was finalised […]

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