Thu, 23 May 2013
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PI lawyers slate MoJ on claims reform
I work as an Insurance & Collision Investigator on a self employed basis. I have already seen quite a significant drop off in cases coming through to me for investigation, since these reforms. I work in a hot bed in Birmingham and can see a new accident management company opening every day now. They must be rubbing their hands as they can now have a case logged on, the very day it occurs and have it in insurers hands immediately. I beleive that insurers are trying to keep more cases in house and are settling a lot more dubious cases, to avoid finacnail penaltires after the 14 day period. Now, they did not have the staff to handle suspicious cases befoe and I doubt very much that they have just recruited 100 extra investigators in the present climate.
So, the dubious claims are not going to attract as much interest as before and that gives licence to plunder to the unscrupulous. Yes, the credit hire ploy will be much reduced, along with some other peripheries, but I can see far greater numbers of "collisions" and "injury" being submitted to make up for other losses. If these are not being dealt with in a prudent manner, then the effect will snowball.
Whoever decided that 14 days was adequate for a number of investigations, statements, enquiries and locus reports to be completed and reported upon, must have had their fat arse stuck in their leather chair for forty years.
Does anyone else see where this is going? and are we all happy to keep funding fraud through our ever increasing premiums?
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