OFT bank charges investigation derailed by Supreme Court ruling

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  • If the Office of fair trading is unable to determine if bank charges are unfair, who can?.

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  • i think the system should change in respect that if a bank can charge you for going overdrawn, is it not in there best interest to help their customers in need and offer them an overdraft as standard so that they do not get charged for going a few pounds overdrawn. overdrafts seem to be offered to those only with high credit ratings . these people can handle their money well and do not usually go into the red. the help is needed to those who cannot. banks should help them to learn how to manage their money , as everything now that you get paid for has to go into a bank account.

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  • The action brought by the OFT, was too narrow. The end result, was expected.

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