Justice calls for insolvency law changes

Justice, the legal campaigning group, has attacked current law for creating a "serious imbalance of power" in the insolvency system by being overwhelmingly prejudicial to small businesses and individuals. The group calls for changes including an insolvency ombudsman, more advice for small debtors, a two-tier bankruptcy system, a national insolvency strategy, a creditors' charter, and the offering of pro bono services by insolvency practitioners.