Commercial Court rules ‘no riot’ for insurers or business

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By Paul Eccles

The Commercial Court has ruled that consequential losses arising from riots cannot be recovered from the public purse.

Rioting in cities and towns across the UK in August 2011 brought into sharp focus insured and uninsured losses for businesses.

The Riot (Damages) Act 1886 provides that where premises are damaged or destroyed by rioters, anyone who suffers loss as a result, including insurers, can claim fair compensation from the statutory body responsible for overseeing the local police…

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