Well-known consumer credit rating agency to partner with the PPF

The Pension Protection Fund (PPF) announced at the end of July 2013 that it is changing its insolvency risk provider from Dun & Bradstreet to Experian.

The PPF has used Dun & Bradstreet scores to assess the insolvency risk of sponsoring employers since the inception of the PPF in 2005. Following a competitive tender, the new provider will be global information services company Experian, with which most people will be familiar as a provider of consumer credit reports and ratings.

The change will affect levies calculated for the 2015–16 year following a handover period between the old and new providers. However, the PPF has said that much work will be done in creating a bespoke model before then and employers should have access to their new scores from early 2014 onwards. What is not yet known, however, is how scores will compare against each other and whether there will be any form of transitional arrangement to help employers adjust, so there may be winners and losers as a result of the switch…

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