Survey on the sale of insurance policies in conjunction with non-insurance products

On 30 October 2013 IVASS (the domestic regulator having supervisory authority over insurance undertakings and intermediaries) launched a survey on the sale of insurance policies (typically in the form of group policies) in conjunction with non-insurance products or services.

While acknowledging that the sale of insurance policies in conjunction with non-insurance products or services is as widely spread in Italy as abroad, and that it can contribute to the development of the insurance market, IVASS intends to verify whether consumers are provided with at least the minimum level of protection in terms of: informed decision on the purchase of the policy (with the exclusion of ‘silence-assent’ mechanisms); actual knowledge of the warranties provided by the policy so that they can be duly activated in case of claim; transparency on costs.

IVASS has identified several products that, as an example, are affected by the survey…

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