Addleshaw Goddard

UK 200 2014 position: 22

InCredit March 2014 — consumer credit

This month’s round-up of developments affecting the consumer credit industry sees the Financial Conduct Authority (FCA) announce tough rules for payday lenders; the Competition Commission (CC) publish a third set of working papers on payday lending market investigation; and the OFT update consumer credit license application information.


  • FCA announces tough rules for payday lenders; consults on payment institutions
  • Consumer Credit Act 1974 (Green Deal) (Amendment) Order 2014
  • Transfer of consumer credit regulation
  • CC publishes third set of working papers on payday lending market investigation
  • ECB publishes PSD2 and interchange fees opinions
  • FCA publishes new consumer credit-related webpages
  • FCA to publish its Risk Outlook and Business Plan for 2014–15
  • IOSCO report: crowdfunding — an infant industry growing fast
  • OFT urges universities to treat students in debt fairly
  • Government ‘underestimates’ student loan repayments
  • OFT updates consumer credit license application information
  • Two SI’s relating to transfer of consumer credit regulation published
  • FCA modification by consent of MIPRU 4 and SUP 16.2

Click on the link below to read the Addleshaw Goddard briefing.

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