Addleshaw Goddard

UK 200 2013 position: 23

InCredit — January 2014: consumer credit

This month’s round-up of developments affecting the consumer credit industry sees:the Financial Services (Banking Reform) Bill receive Royal Assent; the EU agree a landmark bank deal; recommended changes to the Draft Consumer Rights Bill; and the publication of the Mortgage Credit Directive text.

Contents: consumer credit

  • Major changes to Draft Consumer Rights Bill recommended
  • FCA updates consumer credit webpage
  • FLA calls on FCA to prioritise approach to credit regulation
  • New FCA webpage on enforcing its consumer credit regime
  • FCA fees and levies update for consumer credit licence holders
  • Financial Services and Markets Act 2000 (Consumer Credit) (Transitional Provisions) Order 2013
  • LSB publishes revised Lending Code; reports on themed reviews of unarranged overdrafts
  • Court of Appeal — unfair relationship cases — S140A Consumer Credit Act 1974
  • BIS Committee report on payday loans
  • Call to ban payday loan adverts at Commonwealth Games

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