Helping companies to reduce the risk of fraud against properties they own
A couple of years ago, the Land Registry introduced a mechanism to help combat fraud against residential property that is not owner-occupied (for example buy to let or where the owner is in long-term residential care). Private individuals can apply for a restriction against their own title, free of charge, using form RQ.
A restriction is an entry in the register that limits the powers of a registered owner to deal with or dispose of the land. When made via form RQ, the restriction is that no dealing with the property (for example a transfer or a mortgage) will be registered unless a solicitor or other professional conveyancer certifies that they have checked the identity of the person who has signed the deed. This could help to prevent a fraudster forging a signature…
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