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In Osborne’s Budget, there was very little excitement for the real-estate sector, with no news building on the Autumn Statement 2013 to address business rates.
Budget announcement — 19 March 2014: income tax and NICs, capital gains tax, employee incentives and pensions
Employees are likely to welcome the changes to the way in which they can access their pension savings in a defined-contribution scheme.
Data & Information E-Alerts: UK FOIA veto overturned; ICO publishes updated subject access code of practice; and more
Addleshaw Goddard has released the latest edition of its Data & Information E-Alerts.
The Law Commission is conducting a limited consultation on the first available draft clauses from its proposed Insurance Contracts Bill.
InCredit March 2014 — mortgages: Mortgage Credit Directive text published in OJEU; FCA publishes findings to MCOB survey; and more
The text of the Mortgage Credit Directive (MCD) (2014/17/EU) has been published in the Official Journal of the EU.
According to a company press release, Paragon Bank has become the first new bank to obtain a banking licence from the PRA.
The insurance section of the March edition of InCredit features a guide to CMCs and complaints handling and discusses the FCA’s comment on the proposed PPI time limit.
This month’s round-up of developments affecting the consumer credit industry sees the FCA announce tough rules for payday lenders and more.
This section of InCredit looks at the EU study published on consumer protection and financial services, the Banking Standards Review and more.
The ASA has published an adjudication upholding a complaint relating to a television advertisement for a repayment retailer.
It is common in mortgage fraud for lenders to lose advances where their solicitors are innocently duped by fraudsters.
In the case of serious irregularities in an employer’s disciplinary proceedings against an employee, the employee may be able to seek an injunction preventing the employer from dismissing them.
The Court of Appeal has upheld the EAT’s decision that while the harmonisation of terms post TUPE transfer can be for an ETO reason, it does not entail ‘changes to the workforce’.
The Employment Appeal Tribunal has recently clarified two important issues in relation to whistleblowing.
Five years on from the financial crisis and employees continue to face an uncertain future. The relentless downsizing and cost cutting continues unabated.
Unambiguous impropriety, without prejudice and dispute identification: EAT decision upholds sanctity of negotiation confidentiality
The judgment in this case provides an excellent overview of the use of without prejudice correspondence and the limitations of the definition ‘unambiguous impropriety’.
On 6 April 2014, the limits on certain Employment Tribunal awards and other amounts payable under employment legislation will increase.
The High Court has dismissed the challenge to the recently imposed fees regime in the Employment Tribunal system, brought by the trade union UNISON.
Court of Appeal decides that the collective redundancy provisions in TULRCA covered the closure of a US military base in UK
The obligation to consult about collective redundancies under section 188 of TULRCA may apply even where they come about due to the strategic decisions of foreign governments.
The TUPE Regulations 2014 came into force in January and made a number of changes to the existing legislative framework on transfers of undertakings and collective redundancies.