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InCredit 14 April 2015: UK banks stem domestic loan losses, registering to vote and credit chances, and more
Update on credit developments.
InCredit 24 March: the outlook for risk; Money Advice Service under review; data sharing in banking; and more
Other topics covered include: mortgage governance review; instalment credit; and subdued lending in February.
Regular overview. Also includes latest developments on the borrower-lender-supplier agreement exemption, crowdfunding and card payment schemes.
Twenty-seven alternative energy projects were successful in technologies including advanced conversion, energy from waste, offshore wind, onshore wind and solar. Onshore wind seems to be the big winner...
Update on credit developments.
The Autumn Statement delivered little of excitement for the real-estate sector.
The Court of Appeal in has considered the effect of a lease provision requiring a repeat guarantee as a condition of landlord’s consent on intragroup assignment.
Consultations released on implementation of energy efficiency regulation of the private rented sector
The Department for Energy & Climate Change has published the long-awaited consultation on implementing the provisions of the Energy Act 2011.
InCredit — July 2014: Small Business, Enterprise and Employment Bill 2014–15; ring-fencing update; and more
Addleshaw Goddard has released the 7 July 2014 issue of its InCredit publication.
The Court of Appeal has closed the door to tenants that have successfully operated break clauses and wish to claim back rent paid for a period post the break date.
E.Surv claimed contribution under the Civil Liability (Contribution) Act 1978 from Goldsmith Williams.
The court has considered whether a party could be liable for a pre-contractual misrepresentation where the party to which the representation was originally made was not the ultimate contracting party.
In Osborne’s Budget, there was very little excitement for the real-estate sector, with no news building on the Autumn Statement 2013 to address business rates.
InCredit March 2014 — mortgages: Mortgage Credit Directive text published in OJEU; FCA publishes findings to MCOB survey; and more
The text of the Mortgage Credit Directive (MCD) (2014/17/EU) has been published in the Official Journal of the EU.
It is common in mortgage fraud for lenders to lose advances where their solicitors are innocently duped by fraudsters.
Landlords have won their appeal to claim unpaid rent for a period that a company is in administration and trading from a property as an expense of the administration.
The government has announced a new planning court and reforms to the judicial review process, both of which are likely to benefit developers.
The mortgages section of InCredit looks at the European Council adopting the Mortgage Credit Directive and more.
The consumer credit section of InCredit looks at the Consumer Rights Bill progress and the BSA and FLA response to FCA CP13/10 on consumer credit regime.
The mortgages section of InCredit includes briefing notes on amendments to the Banking Reform and information on the new CML chairman.